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Non-Trucking Use Liability

Non-Trucking Use Automobile Liability, sometimes referred to as Bobtail Insurance, provides an independent contractor with insurance coverage for those instances when not covered by the automobile liability insurance of a motor carrier, with whom an independent contractor is under a contractual agreement. This coverage also protects the motor carrier’s primary automobile liability policy when a contractor is not under the control or dispatch of the motor carrier.

RFO Insurance Services provides motor carriers with the ability to provide this coverage to their independent contractor by direct bill or settlement deduction.

The advantage of using RFO Insurance Services is that we offer:

  • Several Limits of Liability (i.e. $500,000, $750,000, $1,000,000, etc.)
  • Immediate certificate issuance for coverage verification
  • Monthly payment plans
  • Optional Uninsured/Underinsured Motorist coverage
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